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Verdict revised 2026-05-26 (BUY → SELL). Originally published as BUY at WACC 6.27%. Wickes' £720M book debt is 100% IFRS-16 lease liabilities (no bank debt). Reclassifying operating-lease debt out of WACC weighting (Damodaran-consistent: lease obligations are paid out of pre-WACC free cash flow via lease expense in EBITDA) re-anchors WACC to 8.91% — pure cost of equity, since financial debt is zero. Intrinsic fell from £2.27 to £1.58, below the £1.78 market. The thesis below predates the revision; treat as historical context.
Founded 1972 (demerged from Travis Perkins April 2021) Reporting GBP Credit Ba2/BB synth Valuation 2026-05-25 FCFF · no MC this pass FCFF · Dark v3

Lease-treatment fix flips the call · -12.7% MoS

Market ~13% above DCF intrinsic post-fix

Wickes trades at 178p after a -10% May 12 selloff on weather-hit Q1 LFLs; lease-fix WACC re-anchoring puts base-case intrinsic at 158p (£1.58/sh) — below market, built on 4% revenue CAGR to £2.42B by FY35 and 5.5% steady-state operating margin.

UNDERVALUED FAIR VALUE OVERVALUED MARKET 178p £1.78 DCF 227p £1.58 0p 88p 175p 262p 350p
Sector Retail (Building Supply) Country UK 100% β 0.88 (5Y regression) Governance 5% haircut · no PSC Quality ROIC 7.9% · synth Ba2/BB Short interest 0.0%
Intrinsic / share
£1.58
post 5% gov (£1.66 pre)
Market / share
£1.78
178p LSE close
Margin of safety
-12.7%
vs intrinsic
Enterprise value
£1.01B
66.4% terminal
Cost of equity / debt
8.91% / 4.75%
β 0.88 · CRP 0.78%
Terminal ROIC / g
10.00% / 4.00%
spread ~372bp

What it sells, where it sells

Operating segments

£1.64B FY25 revenue
Core retail (DIY + commodity)~70% of revenue — squeezed by B&Q + online; margin under pressure ~70%
Do-it-for-me (D&I kitchens, bathrooms, solar)~18% — +6.4% delivered sales Q1, 4 quarters of ordered-sales growth ~18%
TradePro (small-trade)~12% — 662K active members (+9% YoY), the structural moat ~12%

TradePro is only ~12% of revenue but it carries the growth + margin story — the small-trade customer's larger basket size and higher frequency dilutes fixed costs, so as TradePro mix climbs the consolidated operating margin lifts toward the 5.5% Year-5 target without any heroics on core DIY.

Country mix (revenue-weighted CRP input)

🇬🇧 United Kingdom 100.0%

100% UK retailer — no overseas store estate. Weighted CRP from Damodaran's UK row (~0.78%) flows straight through to cost of equity; FX has zero impact, but the entire thesis rides on UK consumer + UK mortgage rates + UK business-rates policy.

Background — five things to know before the case

Context the share price doesn't carry on its face. Skim this once and the bull / bear bullets below stop reading as inside baseball.

Where we diverge from the sector

Each row asks: if we'd used the sector median for this one assumption instead of our override, how much would the share price change? Negative = our override is more conservative (worth less); positive = more aggressive (worth more). Skim down the rightmost column to see which bets are doing the work.

Assumption
Our input
Sector median
Value impact
01 Revenue growth 10y CAGR — base £1.64B → FY35 target
~4.0% store rollout 230→300 + TradePro +9%/yr
~4.0% UK nominal GDP growth, building-supply industry standard
±£0.00
02 Operating margin (Year 5) through-cycle EBIT margin target
5.5% UK retailer reality; rates relief + D&I mix + TradePro leverage
~10.6% global building-supply median (skewed by HD/LOW duopoly)
−£2.40
03 Sales-to-capital £ of new revenue per £ of new capital
2.5 / 3.0 heavy capex Y1-5, asset-light refit Y6-10
~2.7 global building-supply standard
+£0.05
04 Terminal growth Year 10+ steady-state nominal growth
4.0% below UK 10y gilt — gilt elevated by inflation/fiscal premium
4.5% UK risk-free ceiling, industry standard
−£0.30
05 Cost of capital 10y WACC — post-lease-fix (β + financial-debt-only weights)
8.91% β 0.88 (5Y regression, Yahoo/SWS consensus)
~9.0% β 1.85 from Hamada-levered industry unlevered 0.80
+£1.80
Net effect
Overrides net −£0.85/share vs all-defaults — the conservative UK margin (−£2.40) is the dominant call; the regression β override (+£1.80) offsets most of it. We pay for honesty on margin and collect on rejecting the Hamada-levered β.
−£0.85
Our override Sector median Override adds value Override subtracts value

The story & the five claims

The 10-year story this DCF is built on, plus the five anchor claims that translate the story into model inputs.

The 10-year story

Wickes is the #2 UK home-improvement retailer, demerged cleanly from Travis Perkins in 2021 and operating a 230-store estate with a planned rollout to 300 over four-to-five years. The market is treating a -10% May 12 selloff on weather-hit Q1 LFLs as if the underlying franchise is breaking — but volume growth is positive, TradePro members are up 9% to 662,000, and management reaffirmed FY26 PBT consensus twice. The base case isn't a recovery story — it's that Wickes compounds revenue ~4% per year (store rollout + TradePro share gains + cycle normalisation from the FY24 trough), with operating margin re-anchoring at 5.5% by Year 5 on business-rates relief, D&I mix-shift and small-trade operating leverage. Revenue grows from £1.64B (FY25) to roughly £2.42B by FY35. Terminal growth is pinned at 4.0%, below the UK 10y gilt of ~4.5% because the gilt is elevated by inflation premium rather than real UK growth potential. Failure probability: zero.

Two debates worth pressure-testing

Why 0.88 β when bottom-up Hamada gives 1.85?
Our view: IFRS-16 lease liabilities (£720M) behave differently from financial debt for equity-holder risk — no acceleration, no covenants, operationally essential capacity, not discretionary leverage. The 5Y monthly regression (Yahoo, SimplyWall.St both 0.88) is the right input. Reverting to Hamada-levered β would knock ~£1.80/share off intrinsic.
Is 5.5% Year-5 margin too optimistic given B&Q's trade attack?
Our view: 5.5% is mid-cycle (FY21 hit 6.3%; FY24 trough 3.1%; FY25 rebounding to 4.3%); we are not extrapolating the post-pandemic peak. If B&Q's trade-only store scales and Wickes is forced back to a 4.0% through-cycle margin, intrinsic compresses to roughly £1.65/share — below today's price. Bear case is real but not yet operational at scale.
CLAIM 01 Revenue compounds ~4% to £2.42B by FY35. CAGR 4.0% · base £1.64B → Y10 £2.42B Store rollout 230→300 (capex-committed), TradePro members +9%/yr from 662K base, D&I delivered sales +6.4% Q1. Three independent identifiable levers, not extrapolation.
CLAIM 02 Operating margin re-anchors at 5.5% by Year 5. target_op_margin 5.5% (FY25 base 4.3%) Within Wickes' own historical band (FY21 6.3% peak, FY24 3.1% trough). Three mechanics: business-rates relief, D&I mix shift, TradePro operating leverage. Not a new regime.
CLAIM 03 Reinvestment efficiency sustains ~2.75 blended. S/C 2.5 (Y1-5) → 3.0 (Y6-10) Heavy upfront capex on new-store rollout, then asset-light refit. New-store and refit ROCE ~25% per management disclosure; consolidated dragged by IFRS-16 lease base.
CLAIM 04 Margin and growth converge by Year 5/10. year_of_convergence: 5 Mature 50-year brand operating as a discrete entity for decades inside TPK. Standard Damodaran convergence — margin hits target by Y5 (store-rollout window), growth decays to terminal by Y10.
CLAIM 05 Terminal growth 4.0%, failure probability zero. g 4.0% · failure 0% · ROC 10% Below UK 10y gilt 4.5% (gilt elevated by inflation/fiscal premium). Zero bank debt, £92M cash, continuously profitable since demerger, three buyback programs. Going-concern essentially 100%.
Where we diverge from sell-side
  • Reject Hamada-levered β; trust the 5Y regression. IFRS-16 leases are operational capacity, not financial leverage — Yahoo/SimplyWall.St both at 0.88, vs bottom-up 1.85. Worth ~£1.80/share.
  • UK reality on margin, not US-retailer aspiration. 5.5% Year-5 margin sits inside Wickes' own historical band, not the 10.6% global cross-section skewed by HD/LOW duopoly economics. We pay for honesty here.
  • Terminal growth 4.0%, not the gilt ceiling. UK 10y gilt at 4.5% reflects inflation + fiscal premium, not real UK growth potential of ~1.5-2%. Pinning at 4% costs ~£0.30/share but is defensible.
  • Governance haircut applied, not waved through. 5% post-DCF haircut (£1.66 → £1.58) reflects modest LTIP dilution (~0.5%/yr) the buybacks roughly net out but never quite extinguish. Sell-side typically ignores this entirely.
Two-sided case — bear anchors
  • B&Q's trade-only store scales and TradePro erodes. If TradePro stalls at 662K members rather than compounding +9%/yr, mid-cycle margin slips to 4.0% rather than 5.5% — intrinsic compresses well below the current £1.78 — already happening at base case after lease-WACC fix.
  • Store rollout slows below the 300 target. If consumer weakness extends and Wickes pauses new openings at ~250 stores, FY35 revenue lands closer to £2.0B rather than £2.42B — costs ~£0.40/share.
  • Online pureplays compress gross margin sector-wide. Temu, Amazon undercut commodity DIY and the rates relief gets competed away rather than retained — if 5.5% Year-5 margin is unreachable, the DCF doesn't clear 200p.
  • Bespoke Kitchens orders never re-accelerate. D&I ordered-sales already trending slightly below prior year. If the Q1 caution becomes structural rather than weather-driven, the operating-leverage thesis loses its highest-margin contributor.
  • UK macro stays cyclically depressed for another 18-24 months. Mortgage rates elevated, Starmer political turmoil persisting, gilt yields refusing to compress. You collect the 5.6% yield + 3% buyback while waiting, but the rerating defers.

Risks to thesis (tail, not bear case)

Solar Fast put-option executionMed

5-year option on remaining 49% at 6× trailing EBITDA. Solar installation is a fragmented category with no clear moat — execution risk on the 2029 put. Worst case knocks ~£15-20M off equity (~£0.07/share).

Lease-portfolio repricingHigh

£720M IFRS-16 lease base will reprice across the next decade as leases roll. UK commercial real estate is structurally tight; a 15-20% rent uplift on renewal would compress operating margin ~50bp — worth £0.20-0.30/share.

Take-private bid at depressed priceMed

No PSC and full free float make Wickes a clean LBO target at sub-200p. A 30% premium to current (~230p) caps upside near our base-case PT and removes the longer-dated re-rating optionality.

UK business-rates policy reversalLow

The post-revaluation rates relief is a Labour-government policy choice. A reversal in a future fiscal event would unwind 30-50bp of the assumed margin recovery — but politically unlikely to claw back retail relief in this Parliament.

Buyback discipline erodesLow

Three sequential buyback programs (£25M → £20M → £10M) are stepping down in size. If they fade entirely and LTIP grants continue at ~0.5%/yr, the governance haircut needs to widen — adds ~£0.05-0.10/share of net dilution.

10-year forecast

Revenue £1.70B → £2.42B over ten years (~4% CAGR). Operating margin recovers from FY25 ~4.3% to a through-cycle 5.5% by Year 5, then holds.

Y1 Y2 Y3 Y4 Y5 Y6 Y7 Y8 Y9 Y10 0 2.4B rev (GBP) 0% 10% op margin revenue FCFF op margin

Monte Carlo distribution

Cost of capital build
Risk-free rate 4.50%
Mature-market ERP 4.24%
Levered β 0.88
Weighted CRP 0.78%
Cost of equity 8.91%
Pre-tax cost of debt (synth Ba2/BB) 4.75%
D / V ~21%
WACC 8.91%
Full year-by-year DCF
Year Revenue Op mgn EBIT EBIT(1−t) Reinvest FCFF PV
1 £1.70B 4.57% £78M £60M £26M £34M £32M
2 £1.77B 4.80% £85M £66M £27M £39M £34M
3 £1.84B 5.04% £93M £72M £28M £44M £36M
4 £1.91B 5.27% £101M £78M £29M £49M £38M
5 £1.99B 5.50% £109M £85M £31M £54M £40M
6 £2.07B 5.50% £114M £88M £26M £61M £42M
7 £2.15B 5.50% £118M £91M £28M £63M £41M
8 £2.24B 5.50% £123M £94M £29M £65M £39M
9 £2.33B 5.50% £128M £97M £30M £67M £37M
10 £2.42B 5.50% £133M £100M £31M £69M £36M
Methodology & flags

FCFF DCF, 10y explicit forecast plus perpetuity. R&D capitalisation and lease-as-debt adjustments are OFF for Wickes (no R&D; IFRS-16 lease liabilities already booked as debt). Synthetic credit Ba2/BB from interest-coverage. Country risk premium is the revenue-weighted average across the country mix (100% United Kingdom). Monte Carlo not run on this pass. Result file: Damodaran/valuations/wix/output/2026-05-25-result.json

  • R&D cap: OFF · Lease cap: OFF · Failure: OFF · ESO: OFF
  • Governance haircut: 5% (£1.66 > £1.58)
  • Sensitivity tornado: not run